Access Your Money When You Need It.
Choose from multiple checking account options for the account that best meets your needs. Whether you’re just interested in no fuss checking or you’d like an account with next-level security, we have you covered.
Compare Personal Checking Accounts
| Account Type | Fee Schedule | Features |
|---|---|---|
$5.00 monthly paper statement fee if not enrolled for eStatements. | A basic account for customers to easily manage their cash. $100 minimum to open. | |
| SB Checking Plus | No monthly service charge if account maintains a $2,500 minimum balance. $7.00 monthly service charge if balance falls below $2,500. | State Bank's interest bearing checking account. $100 minimum to open. |
No monthly service charge if account maintains a $5,000 average ledger balance; a $5,000 average ledger balance is maintained in another savings, money market, or checking account with the same ownership; or eStatement enrollment. $7.00 monthly service charge if above criteria are not met. | IDProtect®: an identity theft protection service (some benefits require registration/activation). Get protection for you and your family:
$100 minimum to open. | |
Exclusive to customers age 50 and better. Must maintain $10,000 of combined deposits at State Bank. | Discover Club Checking includes special benefits exclusive to its members including travel opportunities and free checks. Earn interest. $100 minimum to open. | |
Must be covered under a high deductible healthcare (HDHP) insurance plan. $5.00 monthly paper statement fee if not enrolled for eStatements. Annual deposits may not exceed maximum allowed by law.* Click here to learn more about HSA requirements and contribution limits | Use pre-tax* dollars to pay for medical-related expenses. Earn interest. Account is owned by you, not your employer. No "use it or lose it" policy. $100 minimum to open. |
*Consult your tax advisor
Visit our Identity Theft Security and Education Center pages to learn more about how to protect your accounts from identity theft and fraud!
Digital Banking
Take advantage of the free digital banking options available for all State Bank account holders. Track your hard-earned money 24/7 on your computer or on-the-go on your mobile device with our seamless digital banking experience.
DIGITAL Banking