Cash Management

Make your Money Work for You.

State Bank’s cash management services are designed to save you and your employees time on administrative tasks, increase accuracy and save your business money. Compare our cash management solutions and give us a call today to talk business.

Payment Solutions

Service	Features
ACH Credit Origination	Pay employees via direct deposit or make vendor payments easily through Online Banking.
Business Bill Pay	Set up merchants easily, choose from flexible payment scheduling options, and more.
Wire Transfers	Initiate wire transfers through State Bank.
Business Credit Card	Choose from a variety of cards to fit your needs.

Receivables Solutions

Service	Features
Remote Deposit Capture Services	Make check deposits without spending time and money traveling to the bank.
ACH Debit Origination	Collect payments electronically from your customers without having to deal with reminders and missed or late payments.
Merchant Services Our financial institution has partnered with Evolv as our Preferred Merchant Service Vendor to offer your business wholesale pricing, cutting edge technology, and compliance support. If you are currently processing credit cards through another provider, Evolv would like the opportunity to discuss your payment acceptance. Through our partnership, Evolv offers discounts to our members and hands-on, dedicated support.	Payment Acceptance Through our partnership, Evolv offers solutions to help you accept payments easier, faster, and safer. Point-of-Sale Solutions Contactless Payments Mobile & Tablet Payments Online Payment Acceptance Eliminate Fees with Buyer’s Choice eCommerce + Integrations Gift & Loyalty Programs

Service

Features

Remote Deposit Capture Services

Make check deposits without spending time and money traveling to the bank.

ACH Debit Origination

Collect payments electronically from your customers without having to deal with reminders and missed or late payments.

Merchant Services

Our financial institution has partnered with Evolv as our Preferred Merchant Service Vendor to offer your business wholesale pricing, cutting edge technology, and compliance support. If you are currently processing credit cards through another provider, Evolv would like the opportunity to discuss your payment acceptance. Through our partnership, Evolv offers discounts to our members and hands-on, dedicated support.

Payment Acceptance

Through our partnership, Evolv offers solutions to help you accept payments easier, faster, and safer.

Cash Management Solutions

Service	Features
Business Digital Banking	Manage your business finances and electronic services from your computer or on-the-go on your mobile device with our seamless digital banking system.
Zero Balance Account	A zero balance account is ideal for businesses looking to maximize funds, increase profitability, and save time. The zero balance account is linked to your State Bank business checking account(s) and excess funds are automatically swept to an interest-bearing account. Funds automatically sweep back to the checking account when needed. Pricing is determined by earnings credits on balances maintained.
Sweep Services Account	A sweep services account is ideal for business owners with multiple accounts who want a cost-effective way to separate accounts for distinct units, stores or divisions. A sweep account eliminates idle balances, simplifies bookkeeping and accounting, and allows you to track accounts separately.
Account Analysis	Offset fees and service charges with earnings credits determined by maintaining compensating balances. Have a State Bank Representative Calculate your Estimated Savings.
Alerts	Receive personalized alerts on balances, account events, check clearing, and more.
Digital Wallet	Make payments with the touch of your finger by connecting your State Bank debit or credit card to your digital wallet! Purchases made through a digital wallet are easy, secure, and private. Enroll your card for use in the digital wallet of your choice, either Apple Pay or Google Pay. For more information and instructions on how to enroll, click the links below! Apple Pay Google Pay